Credit is a wonderful and powerful tool that comes with benefits and responsibilities. There are a LOT of things you need to know about credit cards once you start using them. There are many different types of credit cards made specifically for people who are in different financial stages of their lives. For first-time credit card holders, like students, there are introductory student credit cards, which are the best credit cards for college students. For seasoned credit card users who have already established a credit history, there are platinum credit cards. If you want to apply for credit card online and if you live in Australia then you are in Luck. You can head over to CreditCardOnline.com.au and register for any credit cards they offer. Get the credit card of your dreams with the rewards you want or with the low fees or even 0 fees that you may need in the future.